#ez-toc-container{background:#F9F9F9;border:1px solid #AAA;border-radius:4px;-webkit-box-shadow:0 1px 1px rgb(0 0 0 / .05);box-shadow:0 1px 1px rgb(0 0 0 / .05);display:table;margin-bottom:1em;padding-top:10px;padding-right:20px;padding-bottom:10px;padding-left:10px;position:relative;width:auto}div.ez-toc-widget-container{padding:0;position:relative}#ez-toc-container.ez-toc-light-blue{background:#EDF6FF}#ez-toc-container.ez-toc-white{background:#FFF}#ez-toc-container.ez-toc-black{background:#000}#ez-toc-container.ez-toc-transparent{background:none #fff0}div.ez-toc-widget-container ul{display:block}div.ez-toc-widget-container li{border:none;padding:0}div.ez-toc-widget-container ul.ez-toc-list{padding:10px}#ez-toc-container ul ul,.ez-toc div.ez-toc-widget-container ul ul{margin-left:1.5em}#ez-toc-container ul,#ez-toc-container li{margin:0;padding:0}#ez-toc-container ul,#ez-toc-container li,#ez-toc-container ul li,div.ez-toc-widget-container,div.ez-toc-widget-container li{background:none;list-style:none none;line-height:1.6;margin:0;overflow:hidden;z-index:1}#ez-toc-container .ez-toc-title{text-align:left;line-height:1.45;margin:0;padding:0}.ez-toc-title-container{display:table;width:100%}.ez-toc-title,.ez-toc-title-toggle{display:inline;text-align:left;vertical-align:middle}#ez-toc-container.ez-toc-black p.ez-toc-title{color:#FFF}#ez-toc-container div.ez-toc-title-container+ul.ez-toc-list{margin-top:1em}.ez-toc-wrap-left{margin:0 auto 1em 0px!important}.ez-toc-wrap-left-text{float:left}.ez-toc-wrap-right{margin:0 0 1em auto!important}.ez-toc-wrap-right-text{float:right}#ez-toc-container a{color:#444;box-shadow:none;text-decoration:none;text-shadow:none;display:inline-flex;align-items:stretch;flex-wrap:nowrap}#ez-toc-container a:visited{color:#9f9f9f}#ez-toc-container a:hover{text-decoration:underline}#ez-toc-container.ez-toc-black a{color:#FFF}#ez-toc-container.ez-toc-black a:visited{color:#FFF}#ez-toc-container a.ez-toc-toggle{display:flex;align-items:center;color:#444}.ez-toc-widget-container ul.ez-toc-list li::before{content:' ';position:absolute;left:0;right:0;height:30px;line-height:30px;z-index:-1}.ez-toc-widget-container ul.ez-toc-list li.active{background-color:#EDEDED}.ez-toc-widget-container li.active>a{font-weight:900}.ez-toc-btn{display:inline-block;padding:6px 12px;margin-bottom:0;font-size:14px;font-weight:400;line-height:1.428571429;text-align:center;white-space:nowrap;vertical-align:middle;cursor:pointer;background-image:none;border:1px solid #fff0;border-radius:4px;-webkit-user-select:none;-moz-user-select:none;-ms-user-select:none;-o-user-select:none;user-select:none}.ez-toc-btn:focus{outline:thin dotted #333;outline:5px auto -webkit-focus-ring-color;outline-offset:-2px}.ez-toc-btn:hover,.ez-toc-btn:focus{color:#333;text-decoration:none}.ez-toc-btn:active,.ez-toc-btn.active{background-image:none;outline:0;-webkit-box-shadow:inset 0 3px 5px rgb(0 0 0 / .125);box-shadow:inset 0 3px 5px rgb(0 0 0 / .125)}.ez-toc-btn-default{color:#333;background-color:#fff;border-color:#ccc}.ez-toc-btn-default:hover,.ez-toc-btn-default:focus,.ez-toc-btn-default:active,.ez-toc-btn-default.active{color:#333;background-color:#ebebeb;border-color:#adadad}.ez-toc-btn-default:active,.ez-toc-btn-default.active{background-image:none}.ez-toc-btn-sm,.ez-toc-btn-xs{padding:5px 10px;font-size:12px;line-height:1.5;border-radius:3px}.ez-toc-btn-xs{padding:1px 5px}.ez-toc-btn-default{text-shadow:0 -1px 0 rgb(0 0 0 / .2);-webkit-box-shadow:inset 0 1px 0 rgb(255 255 255 / .15),0 1px 1px rgb(0 0 0 / .075);box-shadow:inset 0 1px 0 rgb(255 255 255 / .15),0 1px 1px rgb(0 0 0 / .075)}.ez-toc-btn-default:active{-webkit-box-shadow:inset 0 3px 5px rgb(0 0 0 / .125);box-shadow:inset 0 3px 5px rgb(0 0 0 / .125)}.ez-toc-btn:active,.btn.active{background-image:none}.ez-toc-btn-default{text-shadow:0 1px 0 #fff;background-image:-webkit-gradient(linear,left 0,left 100%,from(#fff),to(#e0e0e0));background-image:-webkit-linear-gradient(top,#fff 0,#e0e0e0 100%);background-image:-moz-linear-gradient(top,#fff 0,#e0e0e0 100%);background-image:linear-gradient(to bottom,#fff 0,#e0e0e0 100%);background-repeat:repeat-x;border-color:#dbdbdb;border-color:#ccc;filter:progid:DXImageTransform.Microsoft.gradient(startColorstr='#ffffffff',endColorstr='#ffe0e0e0',GradientType=0);filter:progid:DXImageTransform.Microsoft.gradient(enabled=false)}.ez-toc-btn-default:hover,.ez-toc-btn-default:focus{background-color:#e0e0e0;background-position:0 -15px}.ez-toc-btn-default:active,.ez-toc-btn-default.active{background-color:#e0e0e0;border-color:#dbdbdb}.ez-toc-pull-right{float:right!important;margin-left:10px}#ez-toc-container label.cssicon,#ez-toc-widget-container label.cssicon{height:30px}.ez-toc-glyphicon{position:relative;top:1px;display:inline-block;font-family:'Glyphicons Halflings';-webkit-font-smoothing:antialiased;font-style:normal;font-weight:400;line-height:1;-moz-osx-font-smoothing:grayscale}.ez-toc-glyphicon:empty{width:1em}.ez-toc-toggle i.ez-toc-glyphicon{font-size:16px;margin-left:2px}#ez-toc-container input{position:absolute;left:-999em}#ez-toc-container input[type="checkbox"]:checked+nav,#ez-toc-widget-container input[type="checkbox"]:checked+nav{opacity:0;max-height:0;border:none;display:none}#ez-toc-container label{position:relative;cursor:pointer;display:initial}#ez-toc-container .ez-toc-js-icon-con{position:relative;cursor:pointer;display:initial}#ez-toc-container .ez-toc-toggle label{float:right;position:relative;font-size:16px;padding:0;border:1px solid #999191;border-radius:5px;cursor:pointer;left:10px;width:35px}#ez-toc-container .ez-toc-js-icon-con{float:right;position:relative;font-size:16px;padding:0;border:1px solid #999191;border-radius:5px;cursor:pointer;left:10px;width:35px}div#ez-toc-container .ez-toc-title{display:initial}.ez-toc-wrap-center{margin:0 auto 1em auto!important}#ez-toc-container a.ez-toc-toggle{color:#444;background:inherit;border:inherit}.ez-toc-toggle #item{position:absolute;left:-999em}label.cssicon .ez-toc-glyphicon:empty{font-size:16px;margin-left:2px}label.cssiconcheckbox{display:none}.ez-toc-widget-container ul li a{padding-left:10px;display:inline-flex;align-items:stretch;flex-wrap:nowrap}.ez-toc-widget-container ul.ez-toc-list li{height:auto!important}.ez-toc-cssicon{float:right;position:relative;font-size:16px;padding:0;border:1px solid #999191;border-radius:5px;cursor:pointer;left:10px;width:35px}.ez-toc-icon-toggle-span{display:flex;align-items:center;width:35px;height:30px;justify-content:center;direction:ltr}#ez-toc-container .eztoc-toggle-hide-by-default{display:none}.eztoc_no_heading_found{background-color:#ff0;padding-left:10px}.eztoc-hide{display:none}.term-description .ez-toc-title-container p:nth-child(2){width:50px;float:right;margin:0}.ez-toc-list.ez-toc-columns-2{column-count:2;column-gap:20px;column-fill:balance}.ez-toc-list.ez-toc-columns-2>li{display:block;break-inside:avoid;margin-bottom:8px;page-break-inside:avoid}.ez-toc-list.ez-toc-columns-3{column-count:3;column-gap:20px;column-fill:balance}.ez-toc-list.ez-toc-columns-3>li{display:block;break-inside:avoid;margin-bottom:8px;page-break-inside:avoid}.ez-toc-list.ez-toc-columns-4{column-count:4;column-gap:20px;column-fill:balance}.ez-toc-list.ez-toc-columns-4>li{display:block;break-inside:avoid;margin-bottom:8px;page-break-inside:avoid}.ez-toc-list.ez-toc-columns-optimized{column-fill:balance;orphans:2;widows:2}.ez-toc-list.ez-toc-columns-optimized>li{display:block;break-inside:avoid;page-break-inside:avoid}@media (max-width:768px){.ez-toc-list.ez-toc-columns-2,.ez-toc-list.ez-toc-columns-3,.ez-toc-list.ez-toc-columns-4{column-count:1;column-gap:0}}@media (max-width:1024px) and (min-width:769px){.ez-toc-list.ez-toc-columns-4{column-count:2}.ez-toc-list.ez-toc-columns-3{column-count:2}}.fusion-footer #ez-toc-container{display:none}body,.et_pb_column_1_2 .et_quote_content blockquote cite,.et_pb_column_1_2 .et_link_content a.et_link_main_url,.et_pb_column_1_3 .et_quote_content blockquote cite,.et_pb_column_3_8 .et_quote_content blockquote cite,.et_pb_column_1_4 .et_quote_content blockquote cite,.et_pb_blog_grid .et_quote_content blockquote cite,.et_pb_column_1_3 .et_link_content a.et_link_main_url,.et_pb_column_3_8 .et_link_content a.et_link_main_url,.et_pb_column_1_4 .et_link_content a.et_link_main_url,.et_pb_blog_grid .et_link_content a.et_link_main_url,body .et_pb_bg_layout_light .et_pb_post p,body .et_pb_bg_layout_dark .et_pb_post p{font-size:14px}.et_pb_slide_content,.et_pb_best_value{font-size:15px}@media only screen and (min-width:1350px){.et_pb_row{padding:27px 0}.et_pb_section{padding:54px 0}.single.et_pb_pagebuilder_layout.et_full_width_page .et_post_meta_wrapper{padding-top:81px}.et_pb_fullwidth_section{padding:0}}.home-hero{background:#1a365d;color:#ffffff!important;padding:120px 40px;text-align:center;border-radius:0 0 50px 50px}.home-hero h1,.home-hero p{color:#ffffff!important}.featured-img-anchor{width:250px;height:250px;margin:-125px auto 60px;position:relative;z-index:101;overflow:hidden;border-radius:15px;box-shadow:0 15px 30px rgba(0,0,0,0.20)}.featured-img-anchor img{width:100%;height:100%;object-fit:cover;display:block}.pillar-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:30px;margin:60px 0}.pillar-card{background:#ffffff;padding:40px;border-radius:15px;border:1px solid #e2e8f0;box-shadow:0 10px 30px rgba(0,0,0,0.05);text-align:center}.cta-button{background-color:#f6ad55;color:#1a365d!important;padding:22px 55px;text-decoration:none;font-weight:bold;border-radius:8px;display:inline-block;font-size:1.5em;transition:all 0.3s ease}.authority-section{padding:40px 20px 100px;max-width:1140px;margin:0 auto;line-height:2.0;color:#1e293b;font-size:1.1em}.page-id-1455 .formula-box{text-align:center;margin:40px 0;padding:45px;background:#f1f5f9;border-radius:15px;border:3px solid #1e3a8a}.page-id-1455 .formula-text{font-size:1.8em;font-weight:bold;color:#1e3a8a;margin:20px 0;line-height:1.2}.page-id-1455 .cta-button{background:#1e40af;color:white!important;padding:15px 30px;border-radius:8px;text-decoration:none;font-weight:bold;display:inline-block}@media print{.page-id-1455 header,.page-id-1455 footer,.page-id-1455 .et_pb_section,.page-id-1455 .nav,.page-id-1455 #main-header,.page-id-1455 #main-footer,.page-id-1455 .home-hero,.page-id-1455 .featured-img-anchor,.page-id-1455 .authority-section,.page-id-1455 blockquote,.page-id-1455 .pillar-grid,.page-id-1455 .no-print{display:none!important}.page-id-1455 #audit-calculator-wrapper{display:block!important;position:absolute!important;left:0!important;top:0!important;width:100%!important;padding:20px!important;border:1px solid #ccc!important;background:white!important}.page-id-1455 #audit-calculator-wrapper::before{content:"Hobby Millionaire Financial Audit | Prepared by Curtis Waters, Licensed BIC";display:block;text-align:center;font-size:18px;font-weight:bold;margin-bottom:25px;border-bottom:2px solid #1e3a8a;padding-bottom:10px}@media print{header,footer,.et_pb_section,.nav,#main-header,#main-footer,.home-hero,.featured-img-anchor,.authority-section,blockquote,.pillar-grid,.no-print{display:none!important}#audit-calculator-wrapper{display:block!important;position:absolute!important;left:0!important;top:0!important;width:100%!important;padding:20px!important;border:1px solid #ccc!important;background:white!important}#audit-calculator-wrapper::before{content:"Hobby Millionaire Financial Audit | Prepared by Curtis Waters, Licensed BIC";display:block;text-align:center;font-size:18px;font-weight:bold;margin-bottom:25px;border-bottom:2px solid #1e3a8a;padding-bottom:10px}}.formula-box{text-align:center;margin:20px 0;padding:45px;background:#f1f5f9;border-radius:15px;border:3px solid #1e3a8a}.formula-text{font-size:1.8em;font-weight:bold;color:#1e3a8a;margin:20px 0;line-height:1.2}.cta-button{background:#1e40af;color:white!important;padding:15px 30px;border-radius:8px;text-decoration:none;font-weight:bold;display:inline-block}.spacer-line{margin:40px 0;display:block}#er-hub-container{max-width:1200px;margin:0 auto;padding:1rem 0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:#334155}.er-hub-intro{margin-bottom:3.5rem;font-size:1.15rem;line-height:1.8;border-left:4px solid #2563eb;padding-left:1.5rem}.er-hub-title{color:#0f172a;font-size:1.8rem;font-weight:700;text-align:center;margin-bottom:0}.er-hub-subtitle{text-align:center;color:#64748b;margin-top:0.5rem;margin-bottom:3rem;font-size:1.05rem}.er-hub-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:2rem;margin-top:2rem}.er-hub-card{background:#ffffff;border:1px solid #e2e8f0;border-radius:8px;padding:2rem;box-shadow:0 4px 6px -1px rgba(0,0,0,0.05);display:flex;flex-direction:column}.er-hub-card h3{color:#0f172a;font-size:1.35rem;font-weight:700;margin-top:0;margin-bottom:0.75rem;border-bottom:2px solid #f1f5f9;padding-bottom:0.75rem}.er-hub-card p{font-size:0.95rem;line-height:1.6;color:#475569;margin-bottom:1.25rem}.er-hub-spokes{list-style:none;padding:0;margin:auto 0 0 0}.er-hub-spokes li{margin-bottom:1rem;padding-left:1.25rem;position:relative;font-size:0.95rem;line-height:1.5}.er-hub-spokes li::before{content:"→";position:absolute;left:0;color:#2563eb;font-weight:bold}.er-hub-spokes a{color:#2563eb;text-decoration:none;font-weight:600}.er-hub-spokes a:hover{text-decoration:underline}.er-hub-footer{text-align:center;padding-top:4rem;margin-top:4rem;font-size:0.9rem;border-top:1px solid #e2e8f0;color:#64748b}@media only screen and (max-width:980px){#page-container{padding-top:0px!important;margin-top:0px!important}div.et_pb_section[class*="_tb_header"]{padding-top:10px!important;padding-bottom:5px!important}div.et_pb_row[class*="_tb_header"]{padding-top:0px!important;padding-bottom:0px!important;margin-top:0px!important;margin-bottom:0px!important;width:95%!important;max-width:95%!important}div.et_pb_column[class*="_tb_header"].et_pb_column_empty{display:none!important}div.et_pb_image[class*="_tb_header"]{margin-top:0px!important;margin-bottom:0px!important;text-align:center!important}div.et_pb_image[class*="_tb_header"] img{max-width:240px!important;height:auto!important;display:inline-block!important}div.et_pb_menu[class*="_tb_header"]{margin-top:0px!important;margin-bottom:0px!important}div.et_pb_menu[class*="_tb_header"] .et_pb_menu_inner_container{padding-top:0px!important;padding-bottom:0px!important}}}.et_pb_section_0_tb_header.et_pb_section{padding-bottom:0px;margin-bottom:2px}.et_pb_image_0_tb_header{width:65%;max-width:65%;text-align:left;margin-left:0}.et_pb_section_1_tb_header{min-height:43px}.et_pb_section_1_tb_header.et_pb_section{padding-top:1px}.et_pb_menu_0_tb_header.et_pb_menu{background-color:#ffffff}.et_pb_menu_0_tb_header.et_pb_menu .nav li ul,.et_pb_menu_0_tb_header.et_pb_menu .et_mobile_menu,.et_pb_menu_0_tb_header.et_pb_menu .et_mobile_menu ul{background-color:#ffffff!important}.et_pb_menu_0_tb_header .et_pb_menu_inner_container>.et_pb_menu__logo-wrap,.et_pb_menu_0_tb_header .et_pb_menu__logo-slot{width:auto;max-width:100%}.et_pb_menu_0_tb_header .et_pb_menu_inner_container>.et_pb_menu__logo-wrap .et_pb_menu__logo img,.et_pb_menu_0_tb_header .et_pb_menu__logo-slot .et_pb_menu__logo-wrap img{height:auto;max-height:none}.et_pb_menu_0_tb_header .mobile_nav .mobile_menu_bar:before,.et_pb_menu_0_tb_header .et_pb_menu__icon.et_pb_menu__search-button,.et_pb_menu_0_tb_header .et_pb_menu__icon.et_pb_menu__close-search-button,.et_pb_menu_0_tb_header .et_pb_menu__icon.et_pb_menu__cart-button{color:#7EBEC5}@media only screen and (max-width:980px){.et_pb_image_0_tb_header .et_pb_image_wrap img{width:auto}}@media only screen and (max-width:767px){.et_pb_image_0_tb_header .et_pb_image_wrap img{width:auto}}.et-db #et-boc .et-l .et_pb_section_0_tb_header.et_pb_section{padding-bottom:0px;margin-bottom:2px}.et-db #et-boc .et-l .et_pb_image_0_tb_header{width:65%;max-width:65%;text-align:left;margin-left:0}.et-db #et-boc .et-l .et_pb_section_1_tb_header{min-height:43px}.et-db #et-boc .et-l .et_pb_section_1_tb_header.et_pb_section{padding-top:1px}.et-db #et-boc .et-l .et_pb_menu_0_tb_header.et_pb_menu{background-color:#ffffff}.et-db #et-boc .et-l .et_pb_menu_0_tb_header.et_pb_menu .nav li ul,.et-db #et-boc .et-l .et_pb_menu_0_tb_header.et_pb_menu .et_mobile_menu,.et-db #et-boc .et-l .et_pb_menu_0_tb_header.et_pb_menu .et_mobile_menu ul{background-color:#ffffff!important}.et-db #et-boc .et-l .et_pb_menu_0_tb_header .et_pb_menu_inner_container>.et_pb_menu__logo-wrap,.et-db #et-boc .et-l .et_pb_menu_0_tb_header .et_pb_menu__logo-slot{width:auto;max-width:100%}.et-db #et-boc .et-l .et_pb_menu_0_tb_header .et_pb_menu_inner_container>.et_pb_menu__logo-wrap .et_pb_menu__logo img,.et-db #et-boc .et-l .et_pb_menu_0_tb_header .et_pb_menu__logo-slot .et_pb_menu__logo-wrap img{height:auto;max-height:none}.et-db #et-boc .et-l .et_pb_menu_0_tb_header .mobile_nav .mobile_menu_bar:before,.et-db #et-boc .et-l .et_pb_menu_0_tb_header .et_pb_menu__icon.et_pb_menu__search-button,.et-db #et-boc .et-l .et_pb_menu_0_tb_header .et_pb_menu__icon.et_pb_menu__close-search-button,.et-db #et-boc .et-l .et_pb_menu_0_tb_header .et_pb_menu__icon.et_pb_menu__cart-button{color:#7EBEC5}@media only screen and (max-width:980px){.et-db #et-boc .et-l .et_pb_image_0_tb_header .et_pb_image_wrap img{width:auto}}@media only screen and (max-width:767px){.et-db #et-boc .et-l .et_pb_image_0_tb_header .et_pb_image_wrap img{width:auto}}